Level Up Your Finances: Level Two
You have a plan for your income and expenses, a system to track them, and are routinely spending less than you make.
Why it Matters
If you are spending more than you make each month, it’s going to be very challenging to improve your financial well-being.
Having a plan for income and expenses can help make sure you are set up for success; and having a system to track your hypothesis about income and expenses can help you course-correct if necessary.